One Digital Ecosystem for Payments, Merchants, Rewards, Travel Protection, and Financial Access
UniPay+ connects everyday users, merchants, travelers, and businesses through a fast, secure, and human-centered fintech platform. From digital wallets and POS tools to loyalty, lending, marketplace commerce, and eTravel Insurance — UniPay+ enables smarter financial access across Southeast Asia.
- modules
- 8+ Ecosystem Modules
- countries
- 6+ Countries Targeted
- uptime
- 99.9% Uptime Architecture
- access
- 24/7 Digital Access
Everything Connected. One UniPay+ Ecosystem.
UniPay+ brings essential financial and digital services into one unified platform, helping users pay, shop, sell, borrow, earn rewards, and access trusted services from a single digital environment.
UniWallet
Secure Digital Payments
A secure digital wallet for payments, transfers, QR transactions, and everyday financial access.
UniPOS
Smart Merchant Tools
A smart POS solution for merchants, branches, cashiers, and mobile sales teams.
UniMarket
Connected Marketplace
A connected marketplace where merchants can sell products and customers can shop digitally.
UniLoan
Digital Credit Access
Digital credit access for eligible users and merchants, supported by platform activity and risk insights.
UniLottery
Digital Lottery
A future-ready digital lottery and retail engagement channel for ecosystem participation.
UniLoyalty
Ecosystem Rewards
A rewards engine that connects payments, purchases, campaigns, and customer retention.
Payment Gateway
Secure Infrastructure
Secure payment acceptance for merchants, platforms, enterprises, and digital service partners.
eTravel Insurance
Travel Protection
Digital travel insurance issuance, QR verification, and certificate management for travelers, agencies, and service partners.
eTravel Insurance Built into the UniPay+ Ecosystem
UniPay+ extends beyond payments by enabling trusted digital services such as Online Travel Insurance. Travelers, agencies, and service partners can issue, manage, verify, and access travel insurance through a secure digital experience.
- Digital policy issuance
- QR-based certificate verification
- Fast traveler onboarding
- Agency and group travel support
- Secure payment integration
- Policy record management
- Certificate download
- Mobile-first traveler access
- Partner-ready tourism workflow
Cashless Medical Treatment
Network hospitals settle directly with the insurer.
Fast Border Clearance
QR-coded policies verified by officers in seconds.
Real-Time Tracking
Live status visibility across issuance, entry, and claims.
Online Portal
Tour operators issue, manage, and download policies online.
With eTravel Insurance, UniPay+ helps travelers move with confidence. Policies can be issued digitally, paid securely, verified by QR, and managed inside a connected financial ecosystem.
Powering Merchants from Counter to Marketplace
From small shops to growing enterprises, UniPay+ gives merchants the tools to accept payments, manage sales, engage customers, and expand into digital commerce.
- QR payment acceptance
- POS sales dashboard
- Branch and cashier management
- Product and inventory tools
- Marketplace integration
- Loyalty campaign participation
- Digital transaction history
- Future lending eligibility
A Smarter Way to Pay, Earn, Shop, and Access Services
For users, UniPay+ offers a seamless daily financial experience. Customers can make payments, collect rewards, shop online, access trusted services, and manage digital products from one secure app.
Fast QR payments
Wallet-based transactions
Loyalty rewards
Marketplace shopping
Travel insurance access
Digital service history
Secure mobile experience
Built for Trust, Security, and Scale
UniPay+ is designed with secure digital transactions, verified user flows, structured merchant onboarding, and ecosystem-level governance.
Rewards That Connect the Whole Ecosystem
UniLoyalty creates a unified rewards layer across wallet payments, merchant purchases, marketplace activity, campaigns, and premium services such as eTravel Insurance.